Postings are in English and Malay-Bahasa Melayu

Tuesday, May 03, 2016

My Professional Services & Business

1. Consultant-speaker-motivator:
2. Consulting & training:
3. Islamic unit trusts investment:
3b. Pelaburan unit amanah Islam:

* HP/WA: 6.019234.8786 (Sanusi KL)
Thank you for your support.

Malaysia is most Muslim-friendly nation, says travel study

KUALA LUMPUR: Malaysia tops the ranks once again for being the most Muslim friendly nation for tourists.
This is the second consecutive year that Malaysia has been in the number one spot for halal travel in the Global Muslim Travel Index (GMTI).
The MasterCard-CrescentRating Global Muslim Travel Index 2016 covered 130 destinations – including 92 non-Muslim countries – to benchmark how destinations are catering to the Muslim travel market.
Malaysia scored 81.9 out of hundred in the index. The United Arab Emirates is in second place with a score of 74.7 with Turkey in third spot with 73.9. Indonesia was in fourth spot with a score of 70.6. Singapore scored 68.4.
The study reveals that there were an estimated 117 million Muslim visitor arrivals globally, representing almost 10% of the entire travel market, according to CrescentRating.
The study forecasts Muslim visitor arrivals to reach 186 million by 2020, with a market value exceeding US$200 billion.
The CEO of CrescentRating and HalalTrip, Fazal Bahardeen, said: “One of the biggest trends we are seeing is non-OIC destinations making a concerted effort to attract the Muslim tourist and they now represent over 63% of the destinations covered in the GMTI.
“For example, Japan and the Philippines have taken some major steps over the last few months to diversify their visitor arrivals and boost their economy in the process.”
All 130 destinations in the GMTI were scored against a backdrop of criteria that included suitability as a family holiday destination, the level of services and facilities it provides, accommodation options, marketing initiatives as well as visitor arrivals.
Top 10 Muslim Friendly Destinations (Muslim countries):
1. Malaysia
2. United Arab Emirates
3. Turkey
4. Indonesia
5. Qatar
6. Saudi Arabia
7. Oman
8. Morocco
9. Jordan
10. Egypt

Top 10 Muslim Friendly Destinations (non-Muslim countries):
1. Singapore
2. Thailand
3. Britain
4. South Africa
5. Hong Kong
6. France
7. Taiwan
8. Japan
9. Sri Lanka
10. United States

Source: FMT, 3 May 2016

Alfalah Consulting - Kuala Lumpur :
Islamic Investment Malaysia:
Pelaburan Unit Amanah Islam:

Monday, May 02, 2016

An Incredible Hajj Story

Sa’eed was sitting at the waiting area at the Jeddah airport after having completed the rites of hajj, and next to him was another person who completed his hajj.  The man next to him said: I work as a contractor and Allah (swt) has blessed me with performing my tenth hajj.

Sa’eed told him: hajj mabroor, may Allah accept and forgive you your sins. The man smiled and said: ameen. Then he asked him: have you performed hajj before this time?  Saeed was hesitating to tell him, and then he said: by Allah, it’s a long story and I don’t want to hurt your head with my talk.  The man laughed and said: please tell me, as you see we have nothing to do, we’re just waiting.  

Sa’eed smile and said: yes, waiting is the start of my story. I’ve been waiting years so that I can go to hajj.  After working for thirty years as a physiotherapist in a private hospital, I was able to save enough money to go for hajj. The same day I went to get my salary, I came across one of the mother’s who’s paralyzed son I treat. I could see her face was worried and anxious. She said: I leave you to Allah’s keeping, brother Sa’eed this is our last visit to this hospital. I was surprised with her words and I thought she wasn’t happy with my treatment, and that she was considered moving her son to another hospital. She told me: no brother Sa’eed, Allah bears witness that you were to my son like a father, and you helped him in his treatment when we had lost hope. Then she left very saddened.·
The man next to him interrupted and said: that’s strange, if she was pleased with your treatment and her son was improving then why did she leave?  Sa’eed answered: that’s what I thought too, so I went to the administration to find out what happened. They told me the boy’s father had lost his job and was unable to continue paying for his son’s treatment.
The man next to him said: there is no might and power except with Allah, poor them, how did you deal with it?

Sa’eed said: I went to the manager and pleaded with him to continue treating the boy on the hospital’s expense, but he sharply rejected and said, ‘this is a private institution not a charity’.
I left his office sad and broken for this family. Then suddenly, I placed my hands in my pocked which had my money all prepared for hajj. I stood in my place for a while, then I raised my head above and spoke to my Rabb: O Allah, You know how I feel and You know there is nothing more beloved to me than to go to Your house and do hajj, and to visit Your messenger’s masjid. You know I have been working all my life for this moment, but I prefer this poor lady and her son over myself, so don’t deprive me of Your favors.
I went to the accounts desk and paid all I had for his treatment which covered the next six months. I begged the accountant to tell the lady that it’s from the hospital expense for special cases. He was affected by this and there were tears in his eyes and said, ‘baarak Allah feek and people like you’
The man next to him then said: if you donated all of your money, then how did you go to hajj?
Sa’eed said: I went back to my home sad that day for having lost the opportunity of a lifetime for hajj. But my heart was filled with happiness that I removed a distress from the lady and her son. I slept that night with a tear on my cheek. I had a dream and I was making tawaf around the ka’aba and people were saying salam to me and they told me: ‘hajj mabroor O Sa’eed, for you have performed hajj in the heavens before you performed hajj on earth’. I immediately woke up and felt an indescribable happiness. I praised Allah (swt) for everything and was pleased with His decree.

When I got up from my sleep, my phone rang and it was the hospital’s manager. He told me the owner of the hospital wants to go to hajj this year and he won’t go without his personal therapist. But his therapist’s wife is expecting and has reached her final days of pregnancy so he can’t leave her. Would you do me favor? Would you accompany him in his hajj?
I made sujood shukr to Allah (swt). And as you see, Allah (swt) granted me to go to His house without having to pay anything. And all praise to Allah, the owner of the hospital insisted on giving me something for his accompaniment. I told him the story of the lady and her son, and he demanded the boy be treated at the hospital from his own personal expense. And to place a donations box in the hospital for the treatment of needy patients. And on top of that, he gave the boy’s father a job at one of his companies. He even returned the money I had initially spent for the boy’s treatment. Have you seen great favors than the favours of my Rabb? Subhan Allah.
The man next to him hugged him and told him: by Allah I have never felt this kind of shyness as I’m feeling now. I would perform hajj one year after another thinking I was doing something great, and that my place with Allah would be elevated as a result of it. But now I understood that your hajj is equivalent to a thousand of mine. I went to the house of Allah, but Allah invited you to His house. May Allah accept your hajj.

Always think good about Allah (swt) and know He is able to do all things.

We ask Allah (swt) to open our hearts and to open the door of hajj for us. May He never deprive us of His great favours.  Aamiin.

Alfalah Consulting - Kuala Lumpur :
Islamic Investment Malaysia: Pelaburan Unit Amanah Islam:

Monday, April 25, 2016

i-Executive Search services by Alfalah Consulting

Besides training and consulting services on Islamic finance & related areas, Alfalah Consulting is now offering i-Executive Search services.
● If you're looking for a job, please send your resume to:
● If you're looking for a staff, please send your request to:
● If you have experience in Executive Search (Job Search) and would like to join our executive search team at Alfalah Consulting, please send you resume to:
Kuala Lumpur, Malaysia

Monday, April 18, 2016

Malaikat-malaikat dan Tugas Mereka

Alfalah Consulting - Kuala Lumpur :
Islamic Investment Malaysia: Pelaburan Unit Amanah Islam:

Monday, April 04, 2016

See how the Atlantic and Indian Oceans meet..

A traveler took this photo while on a flight from Capetown to Johannesburg in South Africa.  What you see is where and how the Indian and Atlantic oceans meet at "Cape Agulhas" in South Africa, exactly as the verses of the Noble Quran (in surah Ar-Rahman, 55) have described.

55:19. He released the two seas, they meet.
55:20. Between them is a barrier so neither of them transgresses.
55:21. So which is it of the favours of your Lord do you deny?

One's water is blue, cold and sweet while the other is more green, warm and salty. They don't cross their limits, yet man transgresses daily.

May Allah Almighty forgive us. Aamiin.

Alfalah Consulting - Kuala Lumpur :
Islamic Investment Malaysia: Pelaburan Unit Amanah Islam:

Saturday, March 05, 2016

My lecturing gallery

SPEAKER: Islamic Financial Management & Career Planningat Universiti Malaysia Terengganu (UMT) - February 2014

SPEAKER: Islamic Finance Discussion
at Universiti Sultan Zainal Abidin (UNiSZA) - November 2015

SPEAKER: Maqasid Al-Shariah & Its Importance in Islamic Finance
at Kolej Yayasan Pahang, Kuantan, Pahang - February 2016

SPEAKER: Islamic Finance & Halal Business 

at UiTM Kuala Pilah, Negeri Sembilan, Malaysia - 2014

Alfalah Consulting - Kuala Lumpur :
Islamic Investment Malaysia:
Pelaburan Unit Amanah Islam:

Wednesday, March 02, 2016

Speaker - Seminar on Maqasid Al-Shariah & Its Importance in Islamic Finance - Kolej Yayasan Pahang (27 Feb 2016)

As a panel Speaker (together with Assoc. Prof. Dr. Ahchene Lahsasna (INCEIF Global Islamic Finance University) in the "Seminar on Maqasid Al-Shariah & Its Importance in Islamic Finance" organised by Kolej Yayasan Pahang (formerly known as IKIP) on 27 Feb 2016 in Kuantan. The college has academic collaboration with University of Yarmouk, Jordan.

Monday, February 15, 2016

When the Door of Opportunity Opens...

Those who become successful are those who walk through the door of opportunity when it swings open.
You never know when the door of opportunity is going to open wide. For some, their big break comes early in life, and for others, it comes later. But for everyone who has succeeded, there is one key similarity: They were ready. And for every one who was ready, there were thousands more who weren’t.

So the principle is: Be ready! Are you ready? Here are some thoughts for you to consider:
Are your skills as sharp as they could be? Are they ready so that when your shot comes you can perform?
Is your character deep enough to handle success? Let’s face it: You don’t want big success if your character won’t be able to handle it.
Are you working hard to position yourself now? Your job while waiting for the door to open should be developing your skills and your character so that you can position yourself to get through the door before it closes.
Your door will open someday; it opens for everyone. It may only open once, or it may open many times. It’s different for everyone, and life just isn’t fair that way. But everybody gets a shot. Will you be ready?
When that huge door of opportunity opens up, will you be able to boldly walk through it?
Do everything you can to be ready. Don’t just sit and wish and dream. Be proactive, and make sure that you are the most qualified when the door opens. Make sure that you are the hardest worker. Make sure you are the closest to the door.
When it opens, be ready!
Alfalah Consulting - Kuala Lumpur :
Islamic Investment Malaysia:
Pelaburan Unit Amanah Islam:

Friday, February 05, 2016

What make a meat Halal or Haram?

When asked by non Muslims friends on HALAL meat...

Someone was once asked by a Non-Muslim professor. What makes a meat halal?  Most of us may have given a vague answer saying that we say the prayer before we cut, that makes it Halal. 

Many hadiths and articles written by muslim scholars explain it in a scientific way..


Answer: It is the undrained blood that contaminates the meat, which  makes it Haram.

What non-muslim butchers do is completely CHOP OFF the head as a result of which the Connection between the Brain and the Heart is LOST hence the Heart stops Pumping/Beating almost instantaneously. Therefore there is no driving Force to PUSH the blood OUT of the body. As a result of this the blood STAGNATES in the veins and arteries and Contaminates the meat.

 Scientifically Blood is one of the Best culture mediums to grow bacteria.

 Consuming meat contaminated with blood makes humans more vulnerable to infections and joint pains. (Joint pains because of high uric acid levels in blood)


Answer: We DO Not Chop off the head completely, instead we CUT the Main Vein (jugular vein) in the neck first. This vein contains venous blood in high pressure and it directly connects to the atrium of the heart without any interference. This method of slaughtering preserves the connection between the brain and the heart which allows neural transmissions to be delivered. This keeps the heart pumping/beating until all the blood is drained off completely from every vein and artery in the body making the meat PURE and thus halal. SUBHANALLAH!! 


Allah SWT has created Fish󾆽 in such a way that the moment it is removed from water the Entire Blood in its body is redirected to a part called the Epiglottis in its mouth which turns bright red thus indicating that the blood is drained and the meat is pure. SUBHANALLAH! 

Alfalah Consulting - Kuala Lumpur :
Islamic Investment Malaysia: Pelaburan Unit Amanah Islam:
Upcoming Events on Islamic Finance, Wealth Management, Business, Management, Motivational Alfalah Consulting, KL-Malaysia: